Fuel Cards Or Credit Cards?

Fuel Cards Or Credit Cards?
By [http://ezinearticles.com/?expert=Jenny_Andrew]Jenny Andrew








Some people think they should not get a fuel card if they have a credit card. Even if there might be similarities, the fuel card is not a credit card and has its own use and benefits. The similarities pretty much stop at the way they both look and at the fact that the need for having cash is eliminated.

The first and most obvious benefit of fuel cards would have to be the possibility of buying petrol, diesel or other fuel at a discounted price. This is important especially because of the ongoing rise of the fuel. If you have a transportation business or your company has several cars for the employees, then the fuel card is the way to go. You do not have to give your drivers cash and all the invoices come with tax shown individually. This is important for your business because it smoothes the progress of tax recovery.




Fuel cards can be programmed in such a way that one can use them to buy one type of fuel or more depending on your needs. Because the fuel cards use Smartchip technology the number of fuelling transactions can be limited. These and other advantages make the fuel card more and more popular for both business and particular use.



Further benefits are listed below:


1. Simplified administration with itemised drawings in easy format in one invoice;

2. Simplicity of VAT reclaim even for European fills;

3. No home fuel tanks with security, monitoring and insurance implications;

4. You pay for actual drawings in arrears without necessarily needing to buy in bulk;

5. You pay for exact fuel amount used;

6. Costs are negotiable and often creditworthy businesses can agree a wholesale tariff cheaper than pump price;

7. A driver can fill on the road in Europe and take advantage of cheaper fuel provided that facilities fall within the card network;

8. In the event of fraud or misuse, cards can be electronically and quickly stopped;

9. Some card companies offer individual limits on each card for even greater control;

10. Returning drivers can fill to capacity when leaving EC ports and maximise cheaper prices of fills.


CSC group provide [http://www.cscgroup.org.uk]fuel cards for personal use or business use for filling stations in the UK and even Europe. A [http://www.cscgroup.org.uk]fuel card can save serious money on petrol and diesel from a network of filling stations.

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Best Credit Card Balance Transfer Rate: It Pays to Shop

Best Credit Card Balance Transfer Rate: It Pays to Shop

Smart shopping for 0% APR credit cards can save consumers hundreds of dollars in interest charges. Many consumers do not think to shop around for credit cards. However, with 60 percent of grocery store purchases being made with credit cards, the decision as to which card the consumer uses can have an impact on how much is paid in interest. One way you can save money in interest charges is to shop around for a 0% APR credit card to transfer existing balances to. The concept of shopping for the best interest rates is not new for purchases such as homes and cars, but so few consumers stop to think about shopping around for the best credit card deal.

0% APR credit cards save consumers money

It is possible for you to save hundreds of dollars a year by transferring balances to a 0% APR credit card. Here is how it works: A consumer applies for a new credit card with a special introductory interest rate of 0% APR for balance transfers. After gaining approval, the consumer transfers the balance of his or her credit cards to the new card. Some companies may waive the balance transfer fee, but a standard fee is usually a small percentage of the transferred balance. Whether the old card has a low 8.9% APR, or whether it has a higher 15.9% APR, the potential savings are well worth the transfer. For the entire introductory period (usually 6 to 12 months) it is possible for consumers to avoid paying interest on their credit card debt.



Shopping around for the best bargain is a way of life for many. Applying that rule to credit card applications can mean that you get to keep more of your hard earned cash.

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Cash back Rewards

Many cards offer bonuses or rewards, such as earning mileage points with specified airlines, cash back on purchases, or discounts on other services and goods. These bonuses and rewards can add up to significant benefits if you are a frequent user of such services. For example, many consumers have credit cards that charge annual fees, but they also earn mileage points for each dollar spent. Putting all of your purchases onto your credit card can quickly earn you a free airplane ticket.


Some credit lines may be as low as $300.00, but that can change when the credit card reviews your credit history and finds you’re in excellent credit standing, so you have nothing to worry about.There are cash back rewards card carries a minimum cap of 19.99% on cash advances, which means that the lowest possible APR on this type of transaction may never be reached. Still, this credit card offers a reasonably low purchase APR, currently set at a noble 9.99%. What’s more, you are granted five Dollars for each individual balance transfer of $1,500 or more.(Citibank)

Make room in your wallet for something that’s better than money. Think about it. You give money away every time you go to purchase something, but with Cash back credit cards, you keep your card forever, and instead of handing over your money, you get money back…and back, and back, and back.




Before you apply for a credit card, contact the issuer to verify their current offerings. Aside from that, do your research, as many alternatives exist and at costs that can vary significantly.

How to Build up Your Credit Quickly

How to Build up Your Credit Quickly
By [http://ezinearticles.com/?expert=Shirley_Muhammad]Shirley Muhammad

If you have run into a financial problem of some sort and ended up lowering your credit score, there are some steps that you can take in order to build it up quickly. Not only can you build it up, you may actually be able to take it to a new high if you follow all the right steps. Here are some of the first steps that you need to take.

The first thing that you need to do is to make sure that you are not late on any payments from this day forward. Once a payment is 30 days late, it will drop your credit substantially or will keep it low if it has already dropped. Do whatever is necessary to make sure that your payments are on time.

Don't pull your credit score more than once per quarter. Every time you pull your credit, it lowers it slightly and if you are pulling it on a regular basis, you can actually keep the scores low. This is also the case if you are shopping for a house or a car. Do not give out your Social Security number to these individuals if you are just shopping or they will pull your credit, perhaps multiple times and you will end up lowering your score.

Finally, get rid of some of your credit cards that have already paid off. Too many open lines of credit, even if they do not carry a balance can negatively affect your score. After you pay a credit card off, cut it up and consider calling the company to cancel it. Do not close all your accounts though. Keep open a few necessary lines to keep your credit established, especially the ones that have a credit history over 24 months.

Financial Freedom is Yours!! For More Great Financial Tips, Credit Repair and Debt solutions, Check out [http://www.inspiredbyfdi.com/]Shirley's Blog Today!

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If you have run into a financial problem of some sort and ended up lowering your credit score, there are some steps that you can take in order to build it up quickly. Not only can you build it up, you may actually be able to take it to a new high if you follow all the right steps. Here are some of the first steps that you need to take.



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