Getting Your Money in Order - Step 1 - Your Credit Score
By [http://ezinearticles.com/?expert=Ryan_J._Taylor]Ryan J. Taylor
Your credit score and credit report may be the most important piece of financial information. It can make life difficult, or your score can make life very easy. For those trying to save money, knowing your score can drastically reduce your monthly payments, and for those shopping for a new car it can be a tremendous help.
What most people don't realize is that your credit has a lot more to do with your life than just getting approved for a loan or mortgage. It plays a big part in the amount you pay on your auto insurance, and it can even help or hurt you in you professional life at the workplace. By understanding where your score stands in comparison to the national average, there are many things you can do with that information to improve your overall money situation.
Those who have a better than average credit score, for instance, can take the role of an informed consumer, pick up the phone and negotiate better rates on loans, credit cards and auto insurance. Others can use the information on hand to quickly improve their credit and increase their score.
Did you know that there's a very good chance that your credit report contains information that doesn't belong there. The credit reporting agencies are not perfect, and it is not uncommon for them to list negative items, accounts in collections, and bankruptcy filings that don't even exist. This is information that is hurting millions of people and they don't even know it. But by taking just a minute to review this information online, you can clear any of these negative marks and get the score you deserve.
Your credit score and credit report may be the most important piece of financial information. It can make life difficult, or your score can make life very easy. For those trying to save money, knowing your score can drastically reduce your monthly payments, and for those shopping for a new car it can be a tremendous help.
Review Your Personal Credit Score
Take 45 seconds to see how you compare to the national average at http://www.thecreditfix.info
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